Buildings & Access
What is a certificate of insurance (COI) and does my building need one?
Short answer
A certificate of insurance is a one-page document from your mover's insurer proving liability coverage, usually naming your building's management company as an additional insured. Most elevator buildings in DC, Arlington, and Bethesda require one before they'll release the freight elevator. Lift & Chill is licensed and insured and provides a COI on request — send us the building's requirements.
- Required by most elevator and high-rise buildings
- Names the management company as additional insured
- Request it as soon as your date is booked
- Missing COI is the most common cause of a blocked move-in
- One flat price
- Reply in 15 min
- Same-week slots
- 4.8★ · 30+ DMV jobs
- Licensed & insured
How to get yours without drama
Ask your building for their COI requirements sheet the same week you book. Forward it to us with the exact legal name and address the certificate must list. Insurers take a little time to issue it, so a week of lead time keeps everyone calm.
What buildings check alongside it
Expect a package, not a single form: the COI, an elevator reservation for a specific window, sometimes a move-in fee or deposit, and occasionally proof of masonite floor protection in the lobby.
Go deeper
Follow-up questions
People also ask
How fast can you send a COI?
Usually within a business day once we have the building's requirements and the exact entity name they want listed.
Is a COI the same as valuation coverage?
No. A COI protects the building. Coverage for your belongings is separate — ask us what applies to your job before move day.
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